Affirmative Technologies, Inc.

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Established in 1998, Affirmative Technologies, Inc. is a leading technology provider to the electronic payments industry, marketing software and Internet applications for processing consumer payments electronically via established Financial Institution-ODFIs, the ACH Network and Federal Reserve Banking System, through standalone or multi-client electronic payment processing Applications for Retail Merchants, Internet Merchants, Financial Institutions, Third Party ACH Processors-Senders, Independent Software Vendors, and Payment Aggregators. Affirmative employs a team of senior software developers, technical support professionals, and electronic payment industry experts, available to assist in creating unique solutions for any business regardless of size or payment intake complexity. · Retail businesses processing Consumer payments electronically via Point-Of-Sale ( POS ), Back Office Conversion ( BOC ), Telephone ( TEL ), Accounts Receivable Conversion ( ARC ), Pre-Authorized Debits ( PPD ), and all other electronic payment methods authorized by NACHA [http://www.

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