Alphadog Realty, LLC

Description

AlphaDog Mortgage Services is a full service mortgage company specializing in "todays world". Residential and commercial lending, modifications and loss mitigation. With a strong focus on customer service with integrity, we'll research all available financial alternatives in order to achieve your purchase, refinance or preservation modification. Hire AlphaDog, and you'll talk to experienced people and you'll get results with personalized service and a customized mortgage service plan that suits your unique needs.

NOTICE: AlphaDog Mortgage Services is a licensed Mortgage Business and specializes in Home Retention Solutions such as Short Refi's, Loan Modifications and Mortgage Analysis Services. We also provide loss mitigations for real estate and short sale companies. Our mortgage brokers are Florida State licensed with years of experience and proven track records.

People don't talk about it a lot. But finding the right real estate agent can be the difference between a happy, stress-free home buying or selling experience, and an unhappy, stressful experience. First, you'll want an agent ready and able to make a full-time commitment to you. AlphaDog Realty agents will do that. Second, you'll want an agent with the experience needed to know the local neighborhoods, schools, market conditions, ordinances, etc. With our years of experience in the local market - AlphaDog Realty has the expertise and track record of success you need. Third, you'll want an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on our website, such as searching the MLS, virtual home tours on our listings, automatic e-mail search alerts and massive search engine presence. We also have an "in house" Loss Negotiation Department, "1-800" 24/7 recorded home info phone lines, mortgage information / free pre-quals and last but not least, our experienced client support team. This will never replace the "one to one" time your agent will spend with you serving as your personal guide through this exciting process.

The Emergency Economic Stabilization Act of 2008 extended the exclusion from gross income for the discharge of qualified principal residence indebtedness by an additional 3 years. This exclusion now applies to debt discharged after 2006 and before 2013. Mortgage Forgiveness Debt Relief Act of 2007 (summarized below) which has been extended through 2012 through the Emergency Economic Stabilization Act of 2008. Mortgage Forgiveness Debt Relief Act of 2007 - Amends the Internal Revenue Code to exclude from gross income amounts attributable to a discharge, prior to January 1, 2010, of indebtedness incurred to acquire a principal residence. Limits to $2 million the excludable amount of such indebtedness. Reduces the basis of a principal residence by the amount of discharged indebtedness excluded from gross income. Disallows an exclusion for a discharge of indebtedness on account of services performed for the lender or any other factor not directly related to a decline in the value of the residence or to the financial condition of the taxpayer.

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