Amtrust Bank

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? With assets of $47.6 billion at March 31, 2014, New York Community Bancorp, Inc. is the holding company for New York Community Bank , a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Florida, Ohio, and Arizona; and New York Commercial Bank , a New York State-chartered commercial bank serving consumers and businesses in the New York City boroughs of Manhattan, Queens, and Brooklyn, and the counties of Nassau, Suffolk, and Westchester – all in New York.

The premiums you pay for key employee life insurance are not a tax-deductible business expense for federal income tax purposes, since your business is the recipient of the benefits. Prior to August 16, 2006, the death benefits your company receives as the beneficiary of the policy aren’t considered to be taxable income. But for policies issued after August 16, 2006, proceeds from a life insurance policy insuring the life of an employee and payable to the employer-policy owner may be subject to income tax, unless an exception applies.

? Saving money makes sound financial sense. But how you save- and what you save for- is a uniquely personal decision. We offer you a full range of CD products, as well as a host of value-added services, so you're sure to find the right plan to meet your needs.

?Account Reconciliation / Positive Pay* uses the latest technology for record keeping and fraud prevention to provide your business with a more efficient way to handle check reconciliations while protecting your business from check fraud.

More than 150 years ago, NYCB was established to meet the financial needs of those who lived and worked in New York City’s Queens County. Since then, NYCB has become part of the local landscape—not just in its original location, but in hundreds of communities throughout five states.

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