Anatra Insurance Svc

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Can I choose my Health Care Provider? HMO : Most HMOs have a "gatekeeper" system. You must choose a primary physician to coordinate your care, generally using only those associated with the plan. Check the HMO's list of participating physicians, specialists, and hospitals in your area. Is there a good selection of quality health care providers? Even if your doctors are on their list they may not be able to order all the extra tests they would if you were on Medicare and had a supplement.

Our professional recommendation to most seniors, based on over 20 years of experience in dealing with hundreds of seniors, is Plan D. We feel this plan offers the best value in proportion to the cost. Many benefits offered by the other plans are no more than "bells and whistles" and are, for most seniors, not cost effective.

As an independent brokerage agency representing a number of companies, we are dedicated to helping you find the best plan and company, based on your unique needs, as well as on current premiums and other factors.

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