Apperson Insurance Services

Description

Commercial automobile coverage is similar to the coverage you may carry on your personal auto; however, commercial automobile exposures can be more complex requiring specialty coverage's to be considered based on the individual needs of your business. Basically, commercial automobile coverage can protect your company from any liability stemming from automobiles used in your business or any damage to the covered automobile. A Business Auto Policy (BAP) has the flexibility to provide coverage for business, personal, non-owned, or hired autos based on the coverage purchased and applied to each scheduled auto. In other words, automobiles can be separately scheduled along with corresponding coverage's. Coverage can differ by vehicle and a symbol or multiple symbols will designate the coverage assigned to a scheduled auto. These symbols are referred to as covered auto symbols and use a simple numerical system (1-13). The automobiles are classified by weight (light, medium, heavy, extra heavy) and by type of use (private passenger, service, commercial).

Our mission is to provide a single location for our current and future clients to receive sound advice about their risk exposure, obtain the most comprehensive insurance coverage at a reasonable rate, while providing our clients with a mutually beneficial referral network. We also strive to provide a workplace that takes care of our employees by offering good benefits, stress longevity, to embrace a family first atmosphere, while also stressing accountability and personal growth.

Garagekeepers provides physical damage coverage for your customers. This is writing on a legal liability basis - which means that your customer has to prove that your company was negligent for the damages to their vehicle.

We have compiled several of the top carriers that provide garage insurance of the past few years. We have done this to ensure that we are able to provide your company with the best insurance coverage that you are willing to purchase at the lowest possible price. We have the ability to package all the coverage's you need into one policy or break the policy apart and get you the coverage's that you want. We have all the primary coverage's and excess coverage's that you could ever ask for. We have pollution coverage too, for your underground tank storage liability needs!.

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