Number of employees
10-14
Each state must implement either a Tort System or a No-Fault System. Liability insurance above applies to the Tort system. For specific information about what system is in force in your state see chart, "Minimum State Insurance Requirements". In a no-fault state your insurance company pays you directly for your losses as a result of injury sustained in an accident, regardless of who is at fault. If the other driver was injured in the same accident, the other driver collects losses from his or her own insurance company. You could be sued only under specific conditions.