Bening Financial

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The Principal Financial Group (The Principal®)* is a global investment management leader including retirement services, insurance solutions and asset management. The Principal offers businesses, individuals and institutional clients a wide range of financial products and services, including retirement, asset management and insurance through its diverse family of financial services companies.

Ray Bening, of Bening Financial Organization, Inc., has been honored with the first-ever Individual LIFEtime Achievement Award from the Principal Financial Group®. He was chosen out of 1,000 financial professionals with The Principal®. “Ray consistently demonstrates the qualities we pride as an organization – honesty, integrity, and the desire to help clients protect their families and businesses and achieve their financial goals. Ray also commits a tremendous amount of time to protect client interests through involvement in industry organizations.

“Participation in the AALU Annual Meeting is an investment I am pleased to make on behalf of our clients,” Bening said. “AALU members are industry leaders; meeting to share the latest in tax, legislative, and product trends affecting our clients. The Annual Meeting is also an opportunity for members to deepen relationships with their states’ congressional delegations.

We specialize in business owner and executive benefits solutions; life insurance for family, business, and wealth transfer; and retirement income planning.

Many agents who work with businesses have enjoyed good sales results with the multi-life key person life insurance concept. As active participants in the business insurance market, we have both seen the financial, business, and emotional toll that occurs when a company loses a key employee. But our experience also tells us that most companies have more than one key person and there is a need for more than just one company-owned life insurance policy. As our economy continues to move from a manufacturing model to a service model, the key asset of business, more and more, is its workforce.

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