Cardinal Financial Company

Description

Cardinal Financial Company is a full service mortgage banking firm originating and closing first and second mortgage loans. It is an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); an approved lending institution for the Department of Housing and Urban Development/Federal Housing Administration (FHA) and the Veterans Administration (VA), with FHA’s Direct Endorsement and VA Automatic Lender privileges. Approvals were granted based upon a qualified and experienced staff. Additionally, Cardinal is an authorized lender for the Pennsylvania Housing Finance Agency (PHFA) for low and moderate-income borrowers. Cardinal is a licensed mortgage banker in many states, mainly in the eastern and southeastern United States. Its retail and wholesale operation originates first and second mortgages offered to prime borrowers as well as those who are less creditworthy. Home equity loans, purchase money seconds, lines of credit and reverse mortgages for the elderly are available. To satisfy title insurance needs, Cardinal’s affiliate licensed title agency, known as Cardinal Closing Services, LLC maintains its operations in the main office in Warminster, Pennsylvania. Cardinal also provides commercial loans through its Commercial Lending Division. Through automated underwriting systems such as Fannie Mae’s “Desktop Underwriter” and Freddie Mac’s “Loan Prospector”, loans are evaluated quickly and expeditiously. Quick decisions prevent unnecessary delays for the client. As members of affiliated professional associations, including the Mortgage Bankers Association of America, the Mortgage Bankers Association of Greater Philadelphia and various Realtor organizations, Cardinal is continually aware of important related information. These associations help provide expert, professional opinions and determinations concerning mortgage issues. Cardinal maintains state-of-the-art systems for the origination, processing, underwriting, closing and accounting areas. Financial information is provided in both current and future money markets and is readily available on a real time basis with an eye on the key interest rate sensitive markets. The development of local and national secondary market investors provides unique and competitive mortgage financing options for our clientele. At Cardinal, the goal is to remain on the leading edge of mortgage technology, products and service. Speed, accuracy and execution are key components to Cardinal’s success. A qualified and experienced staff with dedication and enthusiasm provides an excellent environment for efficiency and productivity. From the origination of the application to its closing, Cardinal performs. The results prove that Cardinal is “Second to None”.

Fact sheet

Company contacts

Products & services

Similar companies nearby