Casa Bella Realty & Mortgage

Casa Bella Realty & Mortgage

  • 12707 High Bluff Dr Ste 200
  • San Diego, California
  • 92130-2037

Description

Mold and Homes Mold has become a big issue, mainly for homeowner's insurance. Because of some large judgments against insurance companies and the potential for huge liability, the mold topic has received a lot of attention. Stachybotrys chartarum is the mold known for causing bad problems for people. What does it mean? There is a "Mold Disclosure" that buyers must now sign prior to closing that states that the buyer understands that molds can be present in a home. This means that it is a buyer's duty to determine if the home is suitable for them to buy. Many homes have had a leaky faucet or shower problem, and it is water-related damage that usually causes the greatest concern. If a home shows no evidence of any water damage or leaks and has no funny or odd odors, there probably isn't too much to worry about, but that's not an official opinion, we're not mold inpsectors, and you'll have to sign the mold disclosure that says that you know that there are risks and that you assume them. If there have been water problems in the past, then we will want to find out as much as we can about what was done and then you will have to make a decision about whether or not you want to have a mold inspection. For example, a one-time leak that was promptly repaired is quite different than an ongoing dampness problem. If the home inpsection discovers actual mold, then WE RECOMMEND, for no other reason than your peace of mind, that you pay for a mold inspection as well to determine if the mold is hazardous. Inspecting for Mold/Mold Remediation If you have allergies or are concerned about the mold issue, there are specially trained inspectors who will conduct mold inspections. Part of that inspection involves overnight air sampling with the sample sent off to a lab. If mold is discovered, then there are mold remediators who are trained in the removal and disposal of mold-contaminated materials. If mold is discovered or if this is a concern for you, we will be glad to assist in getting a mold inspector. Buyers and Sellers It is usually the buyer's responsibility to inspect the property. Even where a seller has disclosed a water leak, many sellers do not proactively have a mold test run. If, during the course of inspections, mold is discovered, then it is COMPLETELY REASONABLE for the buyer to ask that the seller pay for mold remediation and post-inspection so that an all-clear can be provided. Most sellers do not have a problem doing this because once mold is discovered, they are going to have problems selling the property if they refuse to remediate the problem. If you are a buyer and a mold inspection discovers a hazardous mold, then we recommend that you select a different home to buy because you are likely to encounter SERIOUS issues when you try to sell the home and you may have problems obtaining homeowner's insurance. A Note About Mold-Sniffing Dogs Some dog trainers have gotten involved in mold testing. Their animals will supposedly flag on the presence of mold the same way that narcotics dogs flag on the presence of drugs.

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