Cecil Bancorp, Inc.

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If you regularly make a payment for a fixed amount without receiving a bill, you can establish a recurring payment rule to make this payment automatically. For example, your mortgage company may have provided you with a coupon book instead of billing you monthly. You can tell us to issue this payment to your mortgage company each month. You can receive an e-mail notification when an automatic or recurring bill is about to be paid. To cancel payment on any of these bills, click the Cancel link in the Payment Outbox.

Cecil Bank is a community bank providing friendly and personal service in Cecil and Harford counties. We're an equal opportunity employer with 82 employees, 11 convenient offices and approximately $375 million in total assets. Cecil Bancorp, Inc., Cecil Bank's parent is a publicly traded company on the NASDAQ Small-Cap Market under the symbol CECB. We are proud to be locally owned and managed.

When you are no longer our customer, we continue to share your information as described in this notice.

You can make a regular payment due on Cecil Bank online. Your payment must be received by 2:00 pm in order to be processed the same business day. Payments received after 2:00 pm or on Saturday, Sunday or a Federal holiday will be processed the next business day. Our business days are Monday through Friday except Federal holidays. In order to insure that your payment is posted by the due date, please schedule your payment at least two business days prior to the due date. Payments are subject to funds being available in your account.

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