Coldwell Banker Danforth & Associates Inc

Description

home sellers and home buyers in the Puget Sound area since 1993. Our award winning realtor brokerage is a premier full service real estate company that has won the prestigious "Chairman's Circle" award from the Coldwell Banker Corporation.

Coldwell Banker Danforth has always re-defined the way the real estate industry does business. Providing full service to our clients is extremely important. To that end, Phyllis started a Concierge program. Our concierge is constantly looking for vendors to serve the needs of the homeowner. The concierge service vets businesses to make sure they are currently licensed, bonded and insured. The homeowner or their agent can then acquire bids from approved sources for any work orders that need to be done to improve the property.

I can say without question Phyllis has been an incredible mentor to me and literally hundreds of others she has worked with in her remarkable career.

When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.

If you have an agent representing you, this is almost automatic, but many states do not require individuals selling their own home to provide you with this information. Often they do not require banks selling foreclosed property to provide these disclosures, either. Obtaining these types of disclosures should always be a part of your offer, and time is of the essence.

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