Combs Capital Group

Description

"When my partner and I decided to buy a Big O Tire franchise, we talked with a local bank and were led to believe that when the time came, they'd be ready and willing to do a straightforward commercial loan package. For several months, as we were developing the project, we didn't worry much about the loan as we had been assured that it wouldn't be a problem with our personal financial's, our proposed deal and our business plan. When the time came to act, the local bank fell out almost immediately and we were stuck short of time and needed to get our funding in place. After two more false starts with other banks who did SBA lending, I was referred to Richard Combs. In very little time, he steered our package through a preferred SBA lender bank and we got the funding in place just as we really needed it. Richard obviously knows the ins and outs of the SBA and which banks he can work with to get projects done quickly and efficiently. I recommend Richard's services to anyone seeking to finance a franchise or other small business." -- Jan Wm. Talbott, Black Donuts, Incorporated dba Big O Tires "I really believe in Rick Combs' ability to get things when it comes to franchise financing. He keeps the loan process moving and he has many lender contacts from his years of franchise lending experience. Without Rick's assistance, my loan search was frustrating. I had difficulty locating a quality lender source. It would have taken me months. However, with Rick's help, I had a number of lenders competing for my loan. I was fortunate. Rick steered me to a quality lender that understood my needs. He definitely has 'my stamp of approval' when it comes to assisting franchisees with their search for a quality lender." -- Ron Davis, Food Expo, Incorporated dba Jack In the Box "There are few times that I equate customer service and the banking industry in the same sentence. However, in putting together franchise deals with a regional fast food chain for the past 6 years, I've learned it's important to find the right finance person. The institution is secondary. As I developed a core group of key people in the franchise lending industry I followed them regardless of the institution they represented. One person that stands out from the rest is Rick Combs. Rick has superior customer service skills, follow up, industry knowledge and a passion for the deal. The kind of person you need when it's time to dot the I's and cross the T's." -- Frank R. Coyle, Franchise Sales Director, Wienerschnitzel "We at Sizzler USA, along with our franchise community, consider Rick Combs a "Trusted Partner". Rick is always ready to go the extra mile to "make things happen". He is a leader in the finance arena for both the single store operator as well as the multi unit developer. His experience, dedication, and sense of urgency are greatly appreciated." -- Bob Gammel, Vice President Franchise Administration & Operations, Sizzler USA "I've known Rick for 20 years and had the pleasure of working with him from 1985 to 1990 where we successfully initiated and implemented one of the first national franchise lending programs in the country. Rick has over 25 years of upper-level managerial experience specializing in both the commercial lending and franchise lending industries. Rick has been instrumental in providing consulting and financial services to business ranging from single unit franchise owners to nationally recognized franchisers. Because of his demonstrated leadership, business acumen and financial expertise in complex, competitive and changing environments, Combs Capital has become one of the mst recognized names in the franchise lending industry. " -- Dan Chavez, Commercial Lender "My partner and I were finding it almost impossible to get the funding we needed for our franchise and we had been told that it would be very difficult to get an SBA loan. We were referred to Rick Combs as our "Last Chance." Well, he came through for us. His expertise and knowledge of the SBA and the lenders helped us get the financing we needed. Rick is an advocate of first-time business owners and he always had time to take our calls, always friendly and helpful. I would definitely recommend Rick Combs to anyone looking for franchise funding." -- M. Espinoza & D. Merchant, Infinity Tires Incorporated dba Big O Tires

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