Cramer & Associates Real Estate

Description

You are in control of the sale, not the bank. * You may sleep better at night knowing who is buying your home. * You will spare yourself the social stigma of the "F" word, foreclosure. * Contrary to popular belief, you can be current on your payments and still effect a short sale. * Your home sale will be handled like any other home sale. If your payments have never fallen behind 30 days late and the lender does not require that you pay back the loan, Fannie Mae guidelines may allow you to buy another home immediately. The wait for an FHA loan is 3 years. If your payments are in arrears yet a short sale is granted by your lender, you may qualify to buy another home with a Fannie-Mae backed mortgage within two years, regardless of whether the home is your primary residence.

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