Delta General Agency Corporation

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, Claims Manager, has over 15 years of experience in adjusting and claims examining and has been with Delta since 2001. In addition to our underwriting expertise, Delta is committed to servicing our agency partners with excellence in handling claims. Combined with the strength and dedication of our adjusters, we are able to provide our policyholders proper handling and quick payment of claims.

You may note that some of the pages on this site provide hypertext links to other sites created by other organizations. We provide you with links to other sites as a free service. Because those other sites are not under our control, we cannot guarantee the quality, accuracy, or timeliness of those sites. Nor is our connection to those sites an endorsement or adoption of the views expressed or of the products and services sold on those sites. Questions about the content of those sites should be directed to their authors.

Please note that none of the information contained in this Web site should be viewed as an offer to sell or as a solicitation to purchase any of our products or services. Rather, the information on our products and services is provided to you so that you can learn what products Delta generally offers.

You should show the mortgage lender your contractor's bid and say how much the contractor wants up front to start the job. Your mortgage company may want to inspect the finished job before releasing the funds for payment. If you don't get a separate check from your insurance company for the contents of your home and other expenses, the lender should release the insurance payments that don't relate to the dwelling. It should also release funds that exceed the balance of the mortgage. State bank regulators often publish guidelines for banks to follow after a major disaster.

If you have a replacement cost policy for your home or personal possessions, you normally need to replace the damaged items before your insurance company will pay you the replacement cost amount. If you decide not to replace some items, you will be paid their actual cash value. Your insurance company will generally allow you several months from the date of the cash value payment to replace the items and collect full replacement cost.

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