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We have provided benefits and planning services to our clients for over 30 years. Our knowledge of benefit planning helps us plan for our individual clients by allowing them to coordinate their employment benefits to make the most out of their individual purchases. We help to provide individual planning and products for individuals and families to help them achieve their personal goals. Please use our quick review section located under "Our Links" on the left side of this website for plans and products offered and USEFUL information sites. Benefit plans: Group Health Insurance Group Disability and Long Term Care Insurance Group Dental Insurance Group Vision For more information call: (626)937-6708 or e-mail: Click here to contact Dennis Individual & Short Term Health Insurance: Individual Life Insurance Individual Medical Insurance Some simple reminders for group insurance clients. 1.) Remember you must enroll within the time allocated by the insurance company and your employer, no later than 30 days from your eligibility date. This provision includes adding spouses (newlyweds) and newborns. This will help in avoiding any late enrollment penalties or refusal of coverage from the carrier. 2.) HMO members always call your PCP (Primary Care Physician) for emergencies. This will allow for benefits to be paid at the appropriate levels. Click here for: Aetna. Look up physician and hospitals. Precriptions over the internet. Offical web site of Blue Shield of California. Look up physician and hospitals. Precriptions over the internet. Blue Cross of California. Look up physicians and hospitals. National Blue Shield and Blue Cross Directory. Need a doctor or hospital outside of California use this web site to find one. California Choice. Look up physicians for multiple plans including CIGNA and Healthnet. Delta and PMI Dental. Look up dentist with PMI. Guardian Life. Look up a dentist near you. (use healthcare providers to start search - Look for Preferred Dental Providers) Healthnet - Look up providers - hospitals and - Pharmacy Kaiser Permanente. Look up a Kaiser Facility in your area. Pacificare. Look up physicians and hospitals. United Healthcare. Look up physicians and hospitals. Vison Plan Services - VSP. Check your coverage and locate a participating doctor. HsaBank Bank for PPO Savings Plans - Individual or Group clients - for funding with a qualifed bank Please note these websites are provided to help you search for your physician or hospital. Make sure YOU confirm that your physician or hospital is participating in your medical, dental or vision plan. Is your medication Formulary or Non-Formulary and Lab Test What do they mean? RX List - Internet Drug Index Look up your medication Lab Test Online. This site will help you review different types of Lab Test from Pregnancies to Cholesterol.... Medicare Review Medicare Benefits - good Q & A. Medicare Help Great Medicare Web Site for answering question - You can e-mail questions or read the archives for questions already answered. Government Benefits Find out what government (Federal) benefits are available to you. Social Security Review Social Security Benefits - good Q & A. Eldercare Locator and Information Great site for helping to find Eldercare services provided by U.S. Administration of Aging. IRS Publications and Forms Information booklets and tax guides. Department of Labor. Federal Employment Laws - COBRA, HIPPA etc.. U.S. Postal Service. U.S. Postal Service - check zip codes and postage rates California State Employment Development Department (EDD). You can check State Disability procedures. California State Managed Care Department. This site will help you file any grievance with the State of California HMO plans. California Major Risk and Healthy Families. This site will let you check the California State programs for High Risk and Low Income Families. Also, this site provides information for the AIM program for pregnant women with no insurance. Medicare Review Medicare Benefits - good Q & A. Medicare Help Great Medicare Web Site for answering question - You can e-mail questions or read the archives for questions already answered. Medicare Physician Search - Medicare Physician Search Social Security Review Social Security Benefits - good Q & A. Eldercare Locator and Information Great site for helping to find Eldercare services provided by U.S. Administration of Aging Medicare Options Compare - Compare Medicare PPO and HMO Plans Medicare Rights Center Medicare Rights Center (MRC) is the largest independent source of health care information and assistance in the United States for people with Medicare. Founded in 1989, MRC helps older adults and people with disabilities get good, affordable health care. Prescription Drug Plan Finder Medicare Part D Finder - helps you find the right pharmacy plan for your personal situation Medicare News Watch Up to date news regarding Medicare plans including Part D Pharmacy coverage. GOLF SITES: SCGA Golf. Check your handicap. USGA Golf Rules. Question about the rules or need to brush up?

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