Executive Perils

Description

ExecutivePerils, Inc. traces its roots back to June 2000 when we were known as e-perils.com. Our philosophy then, as it is today, is to build upon our success as a nationally recognized, 100% independent wholesaler dedicated to providing excellent service with value added expertise.

The securities law exists because of unique informational needs of investors. Securities are not inherently valuable; their worth comes only from the claims they entitle their owner to make upon the assets and earnings of the issuer, or the voting power that accompanies such claims. The value of securities depends on the issuer's financial condition, products and markets, management, and competitive and regulatory climate. Securities laws attempt to ensure that investors have accurate information of the type of interest they are purchasing and its value.

Q. If my client has a general property insurance policy; do I need a crime policy as well? A. Every policy is different so it is important that we examine the property coverage closely. However, crime related losses are typically covered or can be covered up to a $100,000 limit. At ExecutivePerils, we specialize in challenging crime exposures and for those insureds who have suffered large losses.

For example, there is the potential that a D&O insurance carrier could assert that certain actions of a general counsel relate purely to the provision of legal advice to the corporation and others, versus acting in his or her capacity as a director and/or officer of the corporation. Unfortunately, this situation may occur despite the fact that the principal duty and responsibility of a corporation’s general counsel is, in fact, to provide her or his company and its employees with legal advice.

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