Fiduciary Trust Co Intl

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VISA is accepted worldwide wherever the VISA logo is displayed. Vendors may request the card be accepted by signature or by entering the pre-established PIN number attached to the card. Daily VISA transaction limitations will depend on limits we establish. We have established the general limit for VISA transactions at $5,000 on a rolling three-day cycle. We may agree to reset them from time to time, at your request and our approval. We do not have any control over the vendor presentment schedule nor the VISA cycle acceptance rules.

Our well-established global presence allows us to offer cross-border estate planning to multinational family clients. We provide a context for their financial affairs and execute strategic plans for maximizing the accumulation and transfer of wealth to their heirs. We regularly work with families from Europe, Asia, the Middle East and Latin America.

Fiduciary Trust is a subsidiary of Franklin Resources, Inc., also known as Franklin Templeton Investments. Founded in 1947, Franklin Templeton Investments is one of the largest publicly-traded investment management organizations with $815 billion in client assets invested in 85 countries as of June 30, 2013. Bringing a global footprint and perspective, the firm represents over 8,000 employees in 54 offices on 6 continents serving clients in 150 countries.

Fiduciary Trust brings our heritage of service as trustee and executor to you, providing a continuity of wealth management and preservation across generations. With experience averaging more than 20 years, our highly skilled trust and estate attorneys work in partnership with you, your portfolio manager and your trusted advisors to employ strategies to meet your needs.

19. Fees Relating to the STIP . We will not charge you an additional fee for using the STIP; many custody-only accounts, however, will be subject to a transaction fee with respect to their STIP transactions. With respect to managed accounts that are not for ERISA Plans, IRAs or trusts of which we are a trustee or co-trustee, we may enter into agreements pursuant to which we (or an affiliate of ours) may receive compensation for providing various administrative services that the investment managers would otherwise have to perform in relation to the money market funds.

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