Filene Research Institute

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Our members and our contributors are what have inspired us for over 20 years. We welcome you to take part in the communities that have grown up around us. From our i 3 program of brilliant credit union leaders, to the Cooperative Trust’s passionate young professionals, to our distinguished Research Council, we cannot wait to see what great things we can do when we all work together.

Problem: How might we provide quick credit with educational tools to 18 and 19 years olds who have no credit or limited credit? Experian estimates there are more than 64 million “unscoreable”, those with little to no credit history, consumers in the United States. A large percentage of these aren’t high...

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