First Choice Insurance Agency

Description

First Choice Insurance Agency is dedicated to complete customer satisfaction. For over 30 years, agency owner and President, Michael J. Perna has assisted thousands of individuals throughout Illinois secure the proper insurance coverage to fit their needs. We provide service on Major Medical Plans, Group Insurance, Life Insurance, Annuities, Long Term Care, HSA’s, Home Health Care and Medicare Supplements. We are a fully licensed insurance agency in several states.

Products: You’ll enjoy the ability to offer your customers over 50 different insurance carriers. This allows you to show several products at once, giving you and your customer the market advantage. We offer Major Medical, Medicare Supplement, Long- Term Care, Life, and Annuity products. Excellent Training: When you join our team, we’ll provide you with the most up to date training. Whether you’re a seasoned professional or a “first time salesperson”, every new employee experiences a rigorous training procedure including formal classroom training as well as field training.

Medicaid is the government program to help those in financial need. It is a state based program supplemented by federal funds that act as a safety net to provide health services to the poor and impoverished. Medicaid covers long term care services and might cover you if you meet the state’s poverty criteria and receive care that meets the state’s guidelines. It won’t kick in until you’ve spent all of your assets and your spouse’s assets have been consumed.

Here at First Choice Insurance we realize choosing a Medicare supplement that is right for you can be very confusing. Even if you already have a supplement, with the constant price increases that occur, what are the options available to you? As you probably know, Medicare was not made to provide complete medical coverage and so supplemental insurance plans were developed to fill the gaps that are left. Medicare supplements are sold in 12 government-standardized plans A – L. Many insurance companies sell some if not all of the plans that are available.

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