First PMF Bancorp

Description

1st PMF Bancorp was founded in 1985 as a family run commercial lender named PM Factors that provided purely factoring as a direct lender; however, over the years, our clients' needs have grown and become more sophisticated and we have expanded our services to meet these needs.Today, 1st PMF Bancorp has state and federal charters as a commercial bank lender and provides a wide spectrum of commercial lending services from Factoring and ABL lines to Export and Import financing. Even though our services have expanded, our philosophy of direct client relationships still remains unchanged. Principals (and our experienced staff) are always available to assist all of our clients on a personal basis whereas many other institutions rely on loan committees and bureaucratic red tape to make decisions. 1st PMF is in a unique position while big enough to service companies with annual sales in excess of $20 million and small enough to make real-time decisions.Our philosophy has always extended to our clients' success and to this end, we have created programs throughout the years to meet our clients working capital needs without requiring the standard 3 years profitable tax returns, mandatory equity ratios, perfect personal credit history, etc. which typical banks have come to require.

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