First Security State Bank

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First Security State Bank is committed to maintaining the confidentiality of our consumers’/customers’ information as this is at the core of our relationship with our deposit, loan, investment and fiduciary consumers and consumer/customers. Our Board of Directors has adopted these privacy principles to govern our promise to you, our consumers and consumer/customers, that we will protect your trust and confidence by following these principles. All directors, officers, and employees of First Security State Bank will abide by these principles in all settings, both public and private. We view this subject as particularly important to our consumers and consumer/customers and our bank. Our staff has been directed to immediately report any breach to this policy as well as all other policies. All have been informed that any breach of this policy will initiate immediate disciplinary action up to and including termination. We understand that you expect that the information about you that you have entrusted to us will be handled with great care. We value your trust and understand that keeping your information secure is one of our most important responsibilities. For that reason, you should be confident that we do not sell or share your confidential information with any company for the purposes of that company marketing their products to you. We do not disclose any nonpublic personal information about our consumers and consumer/customers or former consumers and consumer/customers to anyone, except as permitted or required by law. HANDLING YOUR INFORMATION One of the ways we protect your information is by limiting our staff’s access to information about you to those with a business reason to know your information. In addition, we train our management and staff about the importance of maintaining the confidentiality of consumer/customer information. All are taught that they should never discuss or disclose confidential consumer/customer information inside or outside of First Security State Bank unless required to transact proper bank business. We maintain physical, electronic and procedural safeguards that comply with state and federal standards to guard your nonpublic personal information. The Data Security Officer, as approved by the Board of Directors, is responsible for the day-to-day compliance with this policy. This Officer will be responsible for providing management and staff with privacy training on at least an annual basis. Periodically, but no less frequently than on an annual basis, this Officer will test and verify that the privacy principles in this policy are being complied with by management and staff. We will continue to update and test our security systems and procedures so that your information is kept confidential. USE, COLLECTION AND RETENTION OF INFORMATION We collect and retain information about you only when we reasonably believe that the information will assist us in our business and in providing products, services and other opportunities to our consumers and consumer/customers. One of the main reasons we collect certain information is to protect your accounts and to identify you. The information we collect will also be used to comply with certain laws and regulations that may apply to us. Information collected will also help us to understand your financial needs as design or improve our products and services. We will also use your information to administer your accounts and transactions and to provide you with products and services that will best assist you. We collect nonpublic, personal information from you from the following sources: - - - PROVIDING INFORMATION TO OTHERS We do not sell or otherwise provide consumer/customer information to unrelated third parties for the third parties to use for their own purposes. We do share information with companies that work for us. For example, we may share information with companies that print checks for us or provide data processing services. These companies are acting on our behalf when they provide these services and are obligated by contract to maintain the information that they receive in a confidential manner. They are never authorized to use the information for any other purposes. We also provide information: - - - - - - - - - - DISCLOSURE REQUIREMENTS First Security State Bank believes all of its consumers and consumer/customers should be fully aware of the bank’s Privacy Policy. Therefore, all new consumers and consumer/customers will receive a copy of this policy at the time of application for our services. Additionally, all consumer/customers of First Security State Bank will be provided on an annual basis a copy of this policy. Should you have any questions or comments regarding this policy, please contact one of our helpful and friendly staff at either (319) 235-6731 or (319) 233-1181.

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