Gladwin County Library

Gladwin County Library

  • 402 James Robertson Dr
  • Gladwin, Michigan
  • 48624

Description

FREE CREDIT REPORTS Beginning Tuesday, March 1, 2005, Michigan citizens will be able to request FREE credit reports online, by phone 877-322-8228, or by mail. The 3 major credit report companies that are required under the new federal legislation (FACTA) to provide free credit reports, TransUnion, Experian & Equifax, have joined together to create a web site where citizens can apply online or download the mail-in form: http://www.annualcreditreport.com This is a well-designed site with plenty of information to guide consumers in obtaining credit reports. The FAQ is particularly important on this site because it explains the pros and cons of requesting a report from all 3 companies at once vs. spread out throughout the year. It also discusses some of the scams that consumers should be aware of.

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