Gold Pointe Financial Services

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If you are purchasing or refinancing your home, and you are salaried, you will need to provide the past two-years W-2s and one month of pay-stubs: OR , if you are self-employed you will need to provide the past two-years tax returns. If you own rental property you will need to provide Rental Agreements and the past two-years' tax returns. If you wish to speed up the approval process, you should also provide the past three months' bank, stock and mutual fund account statements. Provide the most recent copies of any stock brokerage or IRA/401k accounts that you might have.

RPM Financial strives to provide the highest level of service, knowledge, and caring for our customers. We continually train our consultants on new diverse programs to keep you informed. We prepared many people to reach their dreams of purchasing their first home through homebuyer seminars. We assist clients to achieve savings and other financial goals through refinancing, debt consolidation, second mortgages, and equity lines.

In this ever-changing landscape of mortgage finance, you need to have a loan consultant who has the knowledge and experience to assist you with one of the most important financial transactions that you will ever enter into.

If you're planning on sticking in your home for more than two years then a refinance mortgage is a great option. Because a refinance loan does require closing costs homeowners who plan to stay in their home for more than two years will usually ;make up for those costs with lower monthly payments. If you're looking to move within the next two years then a refinance might be a good idea depending on how far your rate drops. Please contact us to see if a refinance works well for you.

At RPM Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.

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