Description
By clicking the above link, Participants of 401(k) plans we provide Investment Advice for can Check Their Balance, Manage Their Account, get Investment Education, use Retirement Calculators and much, much more. Heaton Adams Financial Service serves as a "Fiduciary Adviser" to 401(k) and other qualified retirement plans. A Fiduciary Adviser is a relatively new term created by the Pension Protection Act of 2006 and allows Plan Trustees to reduce their significant personal liability by appointing an Independent and knowledable Investment Advisor to serve the needs of the Plan and its Participants.
We provide ongoing review and consultation. We review not only your investments but also your goals. No plan is forever and your financial situation and goals will likely change over time.
It's a lot more than filling out a client interview form and waiting to receive a 50 page booklet with lots of graphs and pictures followed up by investment sales literature. Yet that's how its done more often than not. We believe Financial Planning is not an Event, but a Process. Simply put, it is identifying your Resources (Point A) and your Goals (Point B) and determining how to get from your Point A to your Point B; creating a financial roadmap, if you will.