Homestead Financial

Description

Interest rates can only be locked-in for Purchases and Refinances. A specific property address is required in order to lock-in an interest rate. You can not lock-in an interest rate on a Pre-approval. Our Lock-In Policy explains Homestead Financial Services, Incorporated’s ability to lock-in an interest rate for a period of time on a particular loan product. Homestead Financial can not guarantee that your application will be processed, approved or closed within the lock-in period you choose. If you choose to lock-in an interest rate, Homestead Financial will lock-in the rate upon acceptance of your request during normal business hours. Interest rates are subject to change and your rate will not be considered locked in until you have received confirmation from Homestead Financial. If you chose not to lock-in an interest rate at this time, you have the option of locking in an interest rate at any time during the application process. If your mortgage loan does not close within the lock-in period you have chosen, an extension of the commitment may be available at your request, at either the rate of your expired lock-in or at the current market rate whichever is higher. Homestead Financial will take no action with respect to locking an interest rate until instructed to do so by you. Copyright 2010 Homestead-Direct.com

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