Hortica Insurance

Description

During the late 1800s, a group of businessmen faced an overwhelming problem unique to their industry. They needed to protect their glass greenhouses from the ravages of hail. Created to protect the investments of these businessmen, Florists' Hail Association of America was founded on June 1, 1887 in New Jersey. In 1927, the Company was moved to Edwardsville, Illinois and reincorporation of the company was completed in 1940. Florists' Hail was authorized to write all forms of fire, windstorm, and allied lines of business insurance. In 1955 , Florists' Hail Association of America changed its name to Florists' Mutual Insurance Company. The company became, and remains, a mutual company owned by its policyholders. The Board of Directors consists primarily of horticultural industry leaders throughout the United States. During the next 45 years, Florists' Mutual's operations were substantially expanded. Florists' Mutual created an independent agency/brokerage division to develop relationships with a wide variety of insurance companies through which the company began providing employee benefits and personal benefits. With the addition of these offerings, customers gained the benefit of "one-stop insurance shopping" with a trusted industry partner. In the fall of 2001, Florists' Mutual Insurance Company began operating as Hortica and moved into a new corporate facility in Edwardsville, Illinois. The new name is symbolic of the company's expansion and the fact that customers...

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