J-ref

Description

Boutique providing high-end and hard-to-find items for babies and children BASEBALL FACTORY, INC. Markets high school baseball players to colleges BENY BIGALOS, INC. Manufactures and retail supplier of chocolate covered pretzels and cookies BOOTH MANAGEMENT CONSULTING A professional accounting and management consulting firm BRIGHT BEGINNINGS CHILDREN'S CENTER, INC. Chain of childcare centers CLEANSTAR, INC. Commercial janitorial cleaning service CNAPSIS, LLC Web-based software provider for Continuing Medical Education CUSTOM CABLES, INC.

What is the maximum amount of financing that j-ref will approve, and what kind of financing does j-ref offer? j-ref will make loans of up to $250,000. j-ref provides ONLY term loans to emerging businesses. We do not offer revolving lines of credit. Our term loans are available for a period of up to seven (7) years. Our goal is to provide you with the ability to grow your business so you can graduate from our program and be 'bankable' to traditional financial institutions as quickly as possible.

Does my business have to be a certain size or have a minimum number of employees to qualify for financing? Business size is not as important to j-ref as your business' ability to create new jobs. Job creation is our primary emphasis. We want to help entrepreneurs realize their dreams of creating their own businesses. Most of all, we want to help your business succeed so it can directly create new jobs in Howard County.

Products & services

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