John L Raya Insurance

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The John L Raya Insurance Group is a full service insurance agency. John L Raya Insurance Agency Inc, CA License #0625211 is our Property and Casualty division. R & C Insurance Services Inc, CA License #0630555 is our Life, Health and Disability division. We are licensed, bilingual, and together have a combined experience of over 70 years. We consult with you to identify your risks so you can purchase the right insurance protection. Our quality carriers provide a full range of products to meet both personal and business needs.

The John L Raya Insurance Group was established in 1960 with a simple philosophy: to provide the best coverage to protect our clients' assets. We continue to thrive by applying the principles on which the company was founded: respect, integrity and dedication to our clients. In business for over fifty years, we have the experience necessary to provide insurance you can rely on.

Theft of credit card data is front-page news and it is easy to think that only the big-box retailers or banks are at risk. But if your business stores or transmits any kind of personally identifiable information such as social security numbers, credit card numbers, health or financial records, you may be liable to your clients for their losses in the event of a data breach. In addition, you must pay the cost to notify your customers, and hire forensic experts to determine the cause of the breach. You may be liable for penalties imposed for violations of privacy laws.

Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

The John L Raya Insurance Group has over 25 years of experience working with nonprofit organizations throughout the State of California.

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