Joyce Klein Realtors

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The nation's housing inventory is cluttered with foreclosures, short sales and homebuilders willing to make a deal. If you're in the market to buy a home today, you're likely weighing the benefits of each type of property available for purchase.Don't be fooled. Not all bank-owned foreclosures are sold at deep discounts. Not all builders are slashing prices. Short sales can be a crapshoot, with some buyers enduring months of waiting and still not getting the property.All things considered, it's possible that your best deal is purchasing a traditionally sold existing home, so don't count those out of the running.To get the most for your money, it's important to understand the local market's inventory; market dynamics will have a lot to do with how various types of homes are priced. Also, do some soul-searching to determine how much risk you're willing to take and the amount of time and money you're willing to invest in a home.At the very least, go in knowing what you can afford and in what neighborhood you'd like to live, said Leonard Baron, a real-estate professor at San Diego State University. Since most properties find their way to local multiple listing services, shoppers also can decide what type of home they'll buy after finding one that fits their needs, he said.

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