Juniata Valley Financial Corp.

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Since 1867, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. We are working hard to increase the value of our company by meeting the needs of our customers. To accommodate our customers' increasingly busy schedules, we now offer Online Banking, Online Bill Pay and Online Stock Trading.The Juniata Valley Bank is a wholly owned subsidiary of Juniata Valley Financial Corp., which is a publicly held company. Our common stock is traded over the counter under the symbol “JUVF”. More information about JUVF can be found under Investor Information.The Juniata Valley Bank, as an independent community bank, will endeavor to identify customers' financial needs and exceed their expectations in delivering quality products and services at a fair price to assure shareholders an above average return and employees competitive salaries and benefits. The business of the bank will be conducted with integrity and responsiveness to the communities served.

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