Kenneth J Shepard Insurance

Description

Charter Oak has been serving the greater New York & Connecticut area for approximately 50 years. Our number one priority has always been serving you, our customer. We help you define your insurance needs, build an insurance program that transfers these risks to an insurance company and do it in such a way that is most cost effective for you. At the end of this process we also provide the necessary services to maintain and update your program as changes in your exposures may dictate.

Facilities, such as assigned risk plans and FAIR Plans, that exist to provide coverage for those who cannot get it in the regular market. Insurers doing business in a given state generally must participate in these pools. For this reason the residual market is also known as the shared market.

Coverage for the policyholder’s own property or person. In no-fault auto insurance it pays for the cost of injuries.

A section of tort law that determines who may sue and who may be sued for damages when a defective product injures someone. No uniform federal laws guide manufacturer’s liability, but under strict liability, the injured party can hold the manufacturer responsible for damages without the need to prove negligence or fault.

Director's and Officer’s Liability insurance helps provide financial protection for the directors and officers of your company in the even that they are sued during the performance of their duties for your business.

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