Kevin K Kercher PC

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Is bankruptcy the "last resort", or the "end of the world"? You may believe that you need to file a bankruptcy, but that may not always truly be the case. We do offer an initial free half-hour consultation, which can frequently occur by phone, at your convenience. There may be non-bankruptcy alternatives, such as negotiation or perhaps even countersuit for collection abuses by creditors, which abuses are frequent. For example, once the collection agency knows where you are, and that you have an attorney, they can no longer legally harass you for collection of a debt. They cannot threaten you

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