LST Insurance Agency

Description

LST Insurance agency was established in 1998 to serve the insurance needs of the Logging, Sawmill and Trucking industry. We felt that we should expand our product line, and in 2005 we purchased another agency and began providing coverage's for a broader spectrum of clients. This included personal lines of insurance, such as Homeowners and personal auto policies. We also brought on additional personnel to service small commercial accounts and added a line up of quality companies to fill this need. Today we provide a wide range of products including direct contracts with large as well as respected national insurance companies.

We offer over 50 years of experience in underwriting and selling Long Haul Trucking accounts. These accounts range from a single unit operator to large trucking companies.

Car accidents can wreak havoc on an otherwise peaceful day. Even if they’re minor, they can often create confusion, frustration and anxiety. You might ask yourself, how should I react? What should I do? Leading car insurer Progressive offers these simple steps to follow after an accident: 1. Stay calm. Keeping a calm demeanor helps you stay in control of the situation. Make sure you and your passengers are OK. Move as far off the roadway as possible but stay at the scene of the accident. Warn oncoming traffic by activating your hazard warning lights and/or setting flares if you have them. 2. Call the police. Call 911 or the appropriate emergency number to report the accident. 3. Contact your insurance company and report the claim. The sooner your insurance company knows about the accident, the sooner it can start working to resolve your claim. 4. Do not admit fault. To protect yourself legally, do not discuss the car accident with anyone other than the police and your insurance company. 5. Exchange vital information with the other driver involved in the car accident.

You’ll need to consider buying a commercial policy or making sure that your existing personal auto policy covers the vehicle for business use. Whether or not you need a commercial policy depends on how you use your vehicle and what company you have it insured with. Every company has different guidelines and may surcharge for business-use coverage on a personal auto policy. If you’re not sure whether business use is covered on your personal policy, it’s important to call your insurance company or agent. The Progressive Group of Insurance Companies has put together these four questions you may want to ask: o How do companies determine commercial use? One definition could include “engaging in transporting goods for compensation or a fee,” which includes pizza or newspaper delivery, catering, door-to-door consulting services, landscaping or snowplowing services, logging business, day care/church van services or farm-to-market delivery.

Loggers, Sawmills, Pallet Manufacturers, Trucks, Tractors, Dumps, Long Haul, General Liability, Workers Comp, Comp, Collision, Bobtail, Deadhead. Anything related to Trucks, Loggers, Sawmills & Pallet Manufacturers--Yes we write that. Auto, Home, Garage, BOP, BAP, Commercial, Car Lots, Towing, Car Haulers--Yes, we write that. Contact Us Today! For a free no obligation quote. Or visit our quick and easy online quote form.

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