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Wealth Design Group
Distance: 4.1 Mi3445 American River Dr.,#C
95864 Sacramento -
Vintage Capital Advisors Llc
Distance: 4.5 Mi777 Campus Commons Road Suite 200
95825 Sacramento -
Hopkins Capital Management, Inc.
Distance: 4.5 Mi777 Campus Commons Rd Ste 200
95825 Sacramento -
Intrust Estate Services
Distance: 5.3 Mi7529 Sunset Ave Ste A
95628-4729 Fair Oaks -
Innovative College Funding
Distance: 5.7 Mi9700 Fair Oaks Blvd Ste C
95628 Fair Oaks
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Description
You acknowledge that the Owner collects and uses personal information for purposes of providing the services described on this site. The Owner is committed to respecting the privacy and confidentiality of information in accordance with applicable law. The Owner has established and will continue to maintain appropriate safeguards to protect the security and confidentiality of personal information.
Our approach is different from the brokerage firms and mutual fund houses in that we provide consulting services to retirement plans. Unlike those other “advisors”, we are a Registered Investment Advisor (RIA) firm and our advisors are CERTIFIED FINANCIAL PLANNERS™. Just like a qualified retirement plan sponsor and trustee, a CERTIFIED FINANCIAL PLANNER™ and RIA firms are also subject to the Fiduciary Standard of Care. The shared fiduciary responsibility between you, the plan sponsor, and Lighthouse Financial Planning, LLC is a critical alignment of interests.
One of the worst things you can do with regards to money and relationships is to get married or start cohabitating with a partner without talking about your finances. Get full disclosure before you move in with your partner or get married. This means discuss any financial issues you or your partner may have, and come up with a plan or meeting with a financial advisor to take care of them before things get out of hand.
Since most serious financial issues are ongoing, set a regular date with your partner to discuss financial matters. Go over your bank and credit card accounts and revise your budget, especially if you have a joint account. Meeting with a financial planning company can help you better manage your money. This will help you and your partner stay on top of your finances and ensure that nobody is being deceptive with their spending.
The areas that appear to be of the greatest concern for many Americans when looking at their personal wealth and assets include college savings, retirement planning and overall financial wellness. A December 2013 Workplace Readiness survey conducted by Bank of America and Merrill Lynch found that many employees feel that more needs to be done to help them in achieving readiness for their retirement needs. Additionally, the survey found that employers have seen a change in their role to assist their employees in meeting their financial needs.