Description
Non-Owned Auto coverage protects your company in the event that your company is sued as a result of an auto accident that you or one of your employees has in a personal vehicle while on company business.
HOW TO KEEP COSTS DOWN Start your search for a policy with trade associations or business groups. In many cases, these organizations are able to provide reduced insurance rates based on the volume of business they can offer the insurance company. They've also negotiated coverage specific to your type of business, which can save you significant time in determining what you should cover. Also make sure that you are working with an agent that understands your type of business.
Our goal is to protect you and your family adequately if an unfortunate event occurs that could pose a financial/mental burden that is immeasurable! We accomplish this by researching the coverage's based on your needs, and then proposing the company products that meet those needs. We also strive to build long term relationships by providing the advice and guidance that our customers expect and deserve. Your security and the protection of your family is our main priority.
Replacement cost policies have higher premiums, however they can help your business recover from a loss faster, since you can replace all of the lost or damaged property with new items. If you lease some of the equipment at your business, the leasing company may require that you insure the property at replacement value.
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