Lincoln Journal

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NOTICE OF SALE UNDER POWER GEORGIA, LINCOLN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Amanda Bugg to Mortgage Electronic Registration Systems, Incorporated, dated February 29, 2008, recorded in Deed Book 187, Page 278, Lincoln County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Lincoln County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND THIRTY-EIGHT AND 0/100 DOLLARS ($73,038.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lincoln County, Georgia within the legal hours of sale on the first Tuesday in November, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700 Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Amanda Bugg or a tenant or tenants and said property is more commonly known as 4333 Elberton HWY, Lincolnton, Georgia 30817. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Flagstar Bank, FSB as Attorney in Fact for Amanda Bugg McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks9 11/2/10 Our file no. 52649410- FT17 EXHIBIT “A” All that tract or parcel of land, lying and being in the 187th District, G.M., Lincoln County, Georgia, containing two 92) acres, more or less, and being known as Lot A which is located on the southwestern side of Georgia State Highway No.

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