MN Insurance Group, Inc

Description

Dwelling: This is the amount your company may pay to repair or replace your home if your home is damaged by a covered loss. This amount may range from exactly the amount listed on your policy (face amount) to any amount required to replace your dwelling (true Guaranteed Replacement cost). This covers your floors, windows, walls, ceilings, roof, fireplaces, stairs, carpet, etc. Other Structures: This is the amount your company may pay to repair or replace other structures of your home if they are damaged due to a covered loss.

Bodily Injury Liability (Bl): The amount of money your company may pay to other people for their injuries who are injured in an accident in which you are at fault. Examples of Liability Limits: 30/60 50/100 100/300 250/500 100/300 represents 100,000 per person and 300,000 per accident Underinsured Motorist (UIM) & Uninsured Motorist (UM): The amount of money your company may pay to you for your injuries when you are injured by another party who is at fault and does not have enough or any liability coverage to cover your damages.

Did You Know..... that no two insurance companies are the same and neither are the coverages that they offer. The insurance company you choose does affect the protection you receive. As independent agents, we shop the market so you don't have to. We provide you with the benefit of knowing what the rates are from many different companies at one time. In addition, we go the extra step by also comparing the coverage these companies offer, not just their rates. It is important to us that you are insured with the best coverages for the best rate. Below are several links that you might find useful.

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