Miller-Hartwig Insurance

Description

About Miller-Hartwig Insurance Miller-Hartwig Insurance was established in 1983 as an independent agency providing professional insurance services to businesses and individuals in Lakeville and the surrounding communities. Since our origin as a "two person" agency, we have grown to include 8 sales offices with 35 insurance specialists. The agents in our offices have an average of 15 years of experience in providing insurance services to clients. As independent agents, we choose from the carriers we represent to get the best value for each and every dollar that you spend with us. We are a U.S. company licensed to do business in the state of Minnesota and Wisconsin. We represent a carefully selected group of financially sound, reputable insurance companies . We believe your insurance is only as good as your agent, so our customer service is second-to-none! We invite you to contact our office at the address and phone numbers below. We guarantee your needs will be addressed, phone calls returned, and coverage issues responded to!.

Businesses from self-employed consultants to large organizations with fleets of trucks and specialty vehicles need commercial auto insurance. A commercial auto agent at Miller-Hartwig Insurance will analyze your business needs, and identify the best options for insuring your business auto exposures. The right insurance for your vehicles will protect your business when: Your business owns or leases vehicles Employees drive business owned or borrowed cars or trucks You have non-employees in your vehicle for business activities Find out what kind of vehicle insurance your business needs Contact Miller-Hartwig Insurance today to get a free quote and learn about your options for commercial auto insurance that will protect your business from property loss and liability claims...and fit your budget.

Some risks, and the needs for insurance is less obvious; apartment building owners need be concerned with repair and maintenance of extensive heating and air conditioning equipment and legal costs arising from tenant discrimination suits. Your building and business property may also special insurance for flood or other perils. It can be a lot to keep up with, and that's why Miller-Hartwig Insurance is here. It's our job to help you assess your risks, and provide you with alternatives, including insurance and risk management techniques, for protecting your apartment building and rental business in the most economical way possible. About Our Specialists The Miller-Hartwig Insurance Apartment Building Owners Insurance team has over 100 years experience and has worked with apartment building owners all over Minnesota.

General Liability Insurance: When walking through your store you will notice that there are certain products that could conceivably be a risk to customers. Bats, balls, clubs, weights and other items can cause injuries. So can a simple slip and fall in a store aisle. General liability insurance protects you from mishaps that occur on store premises. It also covers a few other situations where you may be found at-fault for injury to others or damage to property . Business Owners Insurance (BOP): The BOP may be suitable if your operation is smaller. Select a BOP program for your sporting goods store when you want general liability insurance and additional protection of your business assets. Tailor your BOP insurance to meet the unique needs of your sporting goods store. Gain coverage for things like electronic data files, business income and employee theft. Property Insurance: Sometimes natural disasters come along and wreak terrible damage on businesses. Weather events such as hail storms, hurricanes, tornadoes, earthquakes and floods can shut down operations, halting sales for weeks or even months. An unexpected fire may break out.

Here are just a few of the insurance situations your business may be faced with: A customer's vehicle is damaged while in your care One of your employees injures himself while performing a repair A power surge damages your diagnostic or computer equipment An employees tools are stolen One of your employees dumps solvent into a storm sewer You damage a customer's car while towing it The specialist here at Miller-Hartwig Insurance can analyze and put together an effective and economic program for your business from an array of products like Garagekeepers Liability, Products and Completed Products Liability, Pollution Liability, and On Hook Towing Insurance. Our specialists can help with loss control, claim management, training - all ways to minimize your insurance costs and keep your business running. We have 30 years collective experience with dozens of accounts all over Minnesota.

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