New Course Financial, Inc.

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New Course Financial, Incorporated newcoursefinancial.com WEB SITE TERMS OF USE AGREEMENT Use of the NCF website and its services are subject to the following Terms of Use Agreement (“TOU”). NCF reserves the right to update the TOU at any time without notice. By using this website, you acknowledge and agree to these limitations as set forth. DESCRIPTION OF SERVICES NCF provides you with access to a variety of resources (“Services”) including general information, message and/or communication facilities, downloads, and calendars, etc. and may include a Members Only section that can be accessed only by NCF staff and members. The Services, including any updates, enhancements, new features, and/or the addition of any new web properties, are subject to the TOU. USE OF CONTENT Use of NCF content (documents, whitepapers, graphics, logos, software, forums, polls, etc.) is for informational and non-commercial or personal use only. You may not modify any content, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, post on any network, broadcast in any media or sell any information, software, products or services obtained from the Services unless expressly permitted by NCF. Elements of NCF websites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. Content other than that belonging to NCF is licensed or otherwise published by NCF with the permission of the owner of the material. All rights in such materials are reserved to the respective owners. LIMITS OF LIABILITY NCF makes no warranties or representations of any kind that the services provided by this website or any linked site will be uninterrupted, error-free, or that the site or the server that hosts the site are free from viruses or other forms of harmful computer code. All such information is provided “as is,” and with specific disclaimer of any warranties of merchantability, fitness for a particular purpose, title, or non-infringement. In no event shall NCF, its agents, or anyone else who has been involved in the creation, production, or delivery of these pages, be liable for any direct, incidental, or consequential damages resulting from the use of this website or any linked site. With respect to goods or services purchased directly from NCF through the website, NCF’s liability, in any case, is expressly limited to replacement of defective goods, or the repayment or crediting to you an amount equal to the purchase price of the goods, if NCF so chooses. EXTERNAL LINKS Links to other websites do not imply an endorsement of the materials disseminated at those websites, nor does the existence of a link to another site imply that the organization or person publishing at that site endorses any of the materials at this site. Links to other websites are provided by NCF as a convenience to its users. NCF is not responsible for the materials contained at any website linked to this site.

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