Noyes, Hall & Allen

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As a business owner or manager, you know that it takes risk to achieve reward. Our job is to help you manage risk, so you can focus on your Maine business. Maybe you’re worried about theft or damage to your property , a lawsuit from damages caused by your operations , one of your employees being hurt on the job , or an accident with a business vehicle . Your Noyes Hall & Allen agent can help you design a business insurance program that can change these risks from a time-consuming and potentially catastrophic event to a manageable part of your business’ budget. You can protect the assets of your business, including your equipment, building, contents and even intangible property by having business property insurance. This insurance covers your property against loss by theft, fire, water damage or other accidents. Whether you own a retail business, manufacturing business or are a contractor, property insurance can make the difference between a loss that’s an inconvenience to your business and one that’s so large, your business cannot recover. Maine small business owners need protection as much as larger ones – maybe even more. They’re subject to the same risks, and often have less of a cash reserve to be able to recover from a disaster. Small businesses often carry a package of property insurance , business liability insurance , crime insurance, business auto insurance , and workers’ comp insurance . Professionals may also need professional liability insurance , and business life insurance to fund business buy-sell agreements or to recover from the death of a key employee.

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