PRAM

PRAM

  • 711 E Imperial Hwy Ste 200
  • Brea, California
  • 92821-5601

Description

PRAM's Underwriting Staff and Pharmacy team brings years of experience in working with many of the nation's leading insurance companies, national consultants, pharmacy benefit managers, and employer groups . This experience is passed on to our clients to facilitate the decision making process and provide solutions to complex issues .

PRAM partners have over 65 years of combined experience in employee benefit consulting with particular emphasis in the area of prescription drug benefits. PRAM staff possesses extensive knowledge of PBM systems and operations, having audited numerous national, regional and local PBMs throughout their consulting careers. In addition, PRAM's underwriting staff has had their work challenged and validated by leading carrier actuary's claim adjudication systems.

PRAM was originally founded in 1989 as a Pharmacy Consultant, Underwriter and Registered Administrator with corporate headquarters located in the City of Brea in Orange, California; today PRAM has offices in Chicago and throughout the US . PRAM provides Pharmacy Consulting, Underwriting and Employee Benefit services to local, regional and national accounts.

PRAM offers a host of fully insured and self funded prescription products to assist your clients in providing affordable prescription benefits for their employees. Whether you are looking to assist your client with a carve out, insured prescription drug product designed from the ground up, or the interest is in matching an in-force plan on a line item basis, our pharmacy staff has the experience to assist and support your needs in a timely and professional manner.

PRAM has extensive experience in successfully pursuing recoveries on behalf of our clients . Not only can we make financial recovery a reality, we believe that the audit process delivers a valuable sentinel effect that strongly encourages the PBM to carry out ongoing operational responsibilities in better accordance with contractual agreements and plan documentation.

Products & services

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