Pat Shultz Real Estate

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We have a strong tradition of providing excellent customer service. Our goal is to bring this tradition to the online environment by providing a listing of our products and services.

The Real Estate Settlement Procedures Act ( RESPA ) was enacted in 1974 to provide consumers with disclosure about closing costs and to prohibit unearned fees (kickbacks/referral fees). This law prevents real estate agents from unlawfully earning income for such referrals.

Real estate professionals are familiar with most local lenders, as well as special government sponsored programs for qualified buyers, and they may be able to provide about lenders to provide necessary financing. Their intimate knowledge of a wide variety of loan types and programs can be invaluable to buyers, particularly those who are relocating, or who are shopping for their first home.

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