Patrick Dearborn Team (The)

Description

Patrick's professional background can be traced back to his service for our country where he served honorably in the US ARMY - 82nd AIRBORNE Division. He was awarded the Army's Good Conduct Medal and the US Army Achievement Award for superior service above and beyond the call of duty. He has taken the meaning of these awards and applied it to his life and the way he conducts his Real Estate business. His wife Lisa and son Cooper all enjoy what Patrick calls “The Naples Lifestyle”. “It’s a fantastic place to raise a family or enjoy a vacation-winter home/condo..” Patrick attributes most of his success to personal referrals and his rock solid team. “I am proud to be on the Board of Directors for the most recognized and respected Real Estate company in Naples-John R Wood Properties-The support they provide me and my clients is unmatched. I am also proud to have a great team behind me. Alysia Testa has been with me for 5 years plus and is not only a great team mate and partner but also a fabulous Realtor-CLIENTS love her. She specializes in Naples-Bonita and Estero.

We work hard to ensure that our systems are secure and that they meet industry standards. Where appropriate, we employ firewalls, encryption technology, user access codes (e.g., userIDs and passwords) and other access control mechanisms to control access to systems and data. We continue to assess new technology to evaluate its ability to provide additional protection of personal information we collect on this site.

Your Sales Associate will help you to select a mortgage lender. Once you have made your decision, these are the steps of the process: Application - All pertinent documentation is obtained. Fees and down payments are discussed, and the borrower will receive a Good Faith Estimate (GFE) and a Truth-in-lending statement (TIL), itemizing the rates and associated costs for the loan. You will be asked to provide certain documents to your lender in order that your loan can be processed in a timely manner. Loan Submission - Once all the necessary documentation is in, your completed file is submitted to a lender for approval. Loan Approval (Underwriting) - Loan approval, or underwriting, generally takes 24 to 72 hours. All parties are notified of the approval and any loan conditions that must be received before the loan can close. Closing - Once all parties have signed the loan documents, they are returned to the lender. If all the forms have been properly executed, the lender sends the loan funds by wire transfer. At this point, the borrower finishes the loan process and actually buys the house.

A multi-million dollar producer and one of the most respected-well known Realtors in Naples, Patrick has assisted his clients on almost 250 million dollars of Real Estate transactions. He is consistently recognized as a TOP Producer at John R. Wood Properties and throughout Naples.

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