Prestige Community Credit Union

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Prestige Community Credit Union values the trust you place in us to protect your personal financial information. We are proud to share this policy we have established to protect you and your privacy. This disclosure covers non-public personal information that we obtain in the course of providing products and services to you. It does not cover information that is actually obtained from public sources, such as telephone directories or county property records. We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you for the following reasons: To complete the transactions you authorize in a timely manner. To conduct the operations of the Credit Union with efficiency and security. To maintain safeguards which will protect you against unauthorized criminal access to your information. To use information responsibly in order to provide you with convenient financial services. In order to do so, the Credit Union may share information about you with other companies that provide services on our behalf or with financial institutions with whom we have joint marketing agreements to provide financial products or services. Under these arrangements, the Credit Union may disclose all of the information collected, as described below. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell, trade, or give the information we provide to third parties. Information we collect and disclose about you The Credit Union collects non-public personal information about you from a variety of sources. Information collected includes the following: From membership applications, loan applications and other forms, we obtain information such as name, address, social security number, and income. From your transactions with us or other financial institutions that either provide products or services to you on our behalf or with whom we have joint marketing agreements, we obtain information such as your account balances, payment history, parties to transactions, and your use of your ATM card, debit card and credit card. From consumer reporting agencies, we obtain information such as your creditworthiness and credit history. From verification of information you provide on applications and other forms, we obtain information from current or past employers, other financial institutions, and other sources listed on the application. From marketing analysis companies for marketing purposes, we obtain information such as economic and demographic data. We may also disclose information we collect about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records. We comply with lawfully issued information requests, such as subpoenas, levies, and child support data matching programs.

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