Ridge Insurance Inc

Description

Ridge Insurance, Incorporated is an industry recognized leading resource for trusted advisors such as attorneys, accountants, practice managers and financial service professionals. Ridge Insurance is approved to provide continuing education credits to accountants in most states and conducts seminars for advisors seeking unique planning tools that will assist clients and comply with IRS regulations. Our mission is to support the advisor and their client who seek assistance in life insurance purchases and the review of existing coverage. These are just a few concepts we offer to empower the financial professional: Provide business owners, entrepreneurs, medical professionals, professional athletes and entertainers techniques to set aside money on a pre-tax basis for themselves while minimizing funding outlays for non key employees. Specially designed pre-tax methods tailored specifically for each client to fund retirement needs as well as buy-sell and estate planning needs. We are highly knowledgeable with methods using premium financing to reduce out of pocket costs to purchase life insurance and avoid lost opportunity costs to a client. Our programs also offer ways to minimize the gift costs often associated with life insurance purchases. Ridge Insurance is very active implementing strategies that enable donors and non profit organizations to increase current cash gifts and endowments simultaneously. Ridge Insurance is active in assisting physicians who wish to improve patient care and convenience via a physician prescription dispensing program. In addition to patient benefits the dispensing program can also dramatically increase practice income at a time of ever decreasing Medicare and insurance reimbursements. Another unique area where we provide solutions is to cities, counties, states and other political subdivisions searching for solutions to their GASB 45 liability. We offer a solution that meets all G.F.O.A. requirements and provides multiple benefits to the governmental unit. Using our GASB approach contributions will qualify for increased discounts, reduce the ARC and save money. Scott A. Ridge, CLU, ChFC

Products & services

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