St. Jean's Credit Union

St. Jean's Credit Union

  • 527 Western Ave
  • Lynn, Massachusetts
  • 1904

Description

Credit unions are unique financial organizations. This uniqueness comes from their history and philosophy which provide for a cooperative source of credit and savings. Operating on a cooperative basis, credit unions pool their members' savings to lend them back to the members at rates equal to or better than rates available elsewhere. And, after all expenses and reserve requirements are met, income is returned to the members in the form of dividends (interest) on savings and services which may be offered by the credit union.Each member of the credit union has a chance to voice opinions at the credit union's annual meeting. Also, each member has an equal say, regardless of the amount of funds on deposit at the credit union.St. Jean's Credit Union is a state-chartered Credit Union organized back in 1910. St. Jean's is America's oldest state chartered Credit Union, and the second oldest Credit Union in the Nation. Membership in this Credit Union is open to anyone living or working in the Essex, Middlesex, and Suffolk Counties, Commonwealth of Massachusetts and the employees and family members of H.P. Hood LLC (family members are defined as parents and siblings). The Credit Union has Branch Offices located in Charlestown MA, Newburyport MA, Revere MA as well as the Main Office located in Lynn MA. A member of the Credit Union may conduct business at any location.

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