State Bank of Wapello

Description

¨ We will provide our customers with our policy on using their personal financial information responsibly and protecting it at all times. ¨ We will hold our employees to the highest standard of conduct in ensuring the confidentiality of customer information. ¨ We will hold any personal medical information about our customers sacred and will NOT use it for marketing purposes or in making credit decisions. ¨ We will use information responsibly in order to provide our customers with significant benefits, including fraud prevention, improved products and services and to comply with laws. ¨ We will establish procedures to maintain accurate information and respond in a timely manner to our customers’ request to change or correct information.

State Bank of Wapello recognizes a customers’ expectations of financial privacy. Preserving our customers’ trust is one of the core values of our institution and the broader banking community. We therefore resolve to abide by the following guidelines for the responsible use and protection of our customers’ information. ¨ We will always value the trust of our customers and the importance of keeping their personal financial information confidential.

¨ We will use a combination of safeguards to protect our customers against the criminal use of their information and to prevent unauthorized access to it. ¨ We will never sell customer information for any type of marketing purposes. ¨ We may disclose information to companies that perform marketing services on our behalf to provide our customers with products and services that may benefit them. ¨ We will require the companies we do business with to abide by our privacy standards to maintain the confidentiality of our customers’ information.

We may collect, retain and use “nonpublic personal information” about you from the following sources: · Information we receive from you on applications or other loan and account forms; · Information about your transaction with us or others; and · Information we receive from third parties such as credit bureaus. “Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history. 2.

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