Sundance Realty

Description

Once an offer is signed by both parties, buyer and seller, you are under agreement and have a contract. Within your contract are certain contingencies that have been written in on your behalf. An Exclusive Buyer’s Agent will protect your financial deposit, by walking you through the contingencies of your agreement and keep you on schedule. This is a time where dates and information collected must be handled in an efficient manner to be kept within the outline of your agreement. As a buyer it is in your best interest to have the home inspected by a certified home inspector. Once that step is completed there may be other contingencies pertinent to the agreement. An appraisal will be ordered by the lender to evaluate what amount the bank will allow you, the buyer, to obtain for a loan. An appraisal amount should be the same or more than the amount you have agreed to pay in your contract, otherwise, more negotiations will need to take place. Financial commitment is when your mortgage company or bank has approved the appraisal and condition of your home and completed their review of your personal finances and approved your loan.

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