SwarmPoint LLC

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Description

SwarmPoint LLC helps people run their businesses more effectively. SwarmPoint combines practical experience of business processes with a sound base of organizational and technical understanding. This combination causes implementable proactive actions to be proposed and effective structures and systems put in place allowing the organization to meet its goals. Our industry knowledge allows us to identify trends and advise your business through the changes that it is exposed to.

ACH transactions are different from credit card transactions in that you aren’t reserving credit in real time and are exposed to incorrect or fraudulent account information being given to you so your ability to use ACH to receive payments will depend on the nature of your business. If you are shipping goods you may be able to wait for payment to settle before shipping or you may choose to use ACH transactions only with established customers where reduced payments costs outweigh the risk.

Instead of paying, for example, 3.5% for the collection of credit card transactions (including the 18c transaction fee) you will be paying per transaction at a rate from 15 to 35c per transaction. This is typically significantly cheaper depending on your average transaction cost. Even at a 35c flat fee ACH and 18c plus 2.35% for credit card transactions ACH will be cheaper for all transactions greater than $7.23. ACH transactions are setup to either collect or receive payment based on an account number and allow your customers to pay you with an e-check process.

Upon request we provide site visitors with access to unique identifier information (e.g., customer identifiers, e-mail or password) that we maintain about them, contact information (e.g., name, address, phone number) that we maintain about them and a description of information that we maintain about them. Consumers can access this information by e-mailing us at the above address, write to us at the above address or writing to us at the above address.

Leadership SwarmPoint's managing partner is Owen Brunette, former Chief Architect at Wipro Consulting and a management consultant with over fifteen years experience in financial services including over ten years at Morgan Stanley & Co. where he was a Vice President.

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