Trusted Financial & Insurance

Description

Trusted Financial and Insurance is committed to providing clients with the highest quality insurance plans available combined with some of the most economical rates available in all of Nevada. Whether you’re shopping for auto, home, health, life or business insurance or any type of insurance list below, we can help get you the best coverage with the best rate available. At Trusted Financial and Insurance, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

If you drive less than the average number of miles per year, ask if your insurance company will offer you a discount. Low mileage discounts can also apply to drivers who carpool to work. If your insurance company doesn’t offer this discount it might be worthwhile to shop around.

The amount of liability coverage a business needs depends on the perceived risk. For example, a business that manufactures or distributes engines and generators is at a greater risk of being sued than one that distributes fabric and would therefore need more liability insurance. You can usually get a good sense of lawsuits involving your type of business through your trade association.

For example, if your current policy protects your business for up to $2 million and you are successfully sued for $3 million, your business umbrella coverage can pay the outstanding $1 million. Otherwise, the difference would very likely come out of your business profits or your pocket.

A business umbrella policy picks up where your business auto liability, general liability or other liability coverage exceeds its limits. Umbrella insurance is a cost-effective way to provide extra coverage against bodily injury and/or property damage.

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